What Type of Inspection Do I Need?

 What is a home inspection?

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A home inspection is a limited, non-invasive examination of the condition of a home, often in connection with the sale of that home.

A home inspector has the appropriate training and is ‘certified’ to perform home inspections.  His Home Inspection Knowledge and Experience are the key factors to consider when searching for a home inspector.  The inspectorCertified Barrie Home Inspector prepares and delivers to the client a computerized  report of findings. The client then uses the information presented to make an educated decision about their proposed real estate purchase. The home inspector describes the condition of the home at the time of inspection but does not guarantee future condition, efficiency, or life expectancy of systems or components.

A professional home inspector will look for signs of damage and defects. They’ll often refer buyers to a specialist to investigate further and fully diagnose the problem when and if they spot something significant, or something that Hire a Professional Home Inspector[/caption]lies outside their scope of expertise.

When purchasing a home one of the most critical steps any buyer must take is to get a certified home inspector to perform different types of inspections on the property. These visual examinations not only aid in assessing the condition of the house but its performance as well. Also, it helps you verify whether the owner carried out any maintenance or necessary repairs on the asset. Ironically, many first-time buyers presume that the inspection is simply a formality aimed at identifying the flaws within the house.

Hence, they don’t give the inspection the seriousness it deserves. In a haste to own the home, the buyers skim over the inspection, only to end up incurring endless expenses on property maintenance once they occupy their new residence.

So, just what types of house inspections should you conduct to ensure you get your money’s worth when closing on a home? The following are a few critical ones.

7  Types of Inspections You May Need

General  Home Inspection

The general inspection is perhaps the most common type of assessment known to homeowners. Here, the inspector will focus on features like the plumbing, HVAC system’s efficiency, electrical wiring, structural features as well as roof installations. If the property was being managed professionally there’s a good chance a lot will be intact but if it wasn’t the general inspection will help reveal issues.

The whole aim of the exercise is to identify defects or inconsistencies, which need improving, to bring the property to a desirable state. If the inspector spots an anomaly, he or she might recommend renovations or ask you to go for more specialized inspections.

When conducting a general home inspection, it is prudent to look for an inspector certified by a state-run agency, or one who is a member of reputable national organizations like the National Association of Home Inspectors, or the American Society of Home Inspectors.

Termite or Wood destroying insects

If you live in areas with warm climates then conducting a termite or wood boring insect inspection is a must. The review will help to unearth evidence of structural damage caused by termites, powder post beetles, carpenter ants, and bark beetles. Additionally, the investigation will bring to light any real structural defects likely to be problematic in the future. For example, wood being in direct contact with the soil, which can cause wood decay or dry-rot. While the cost of a termite inspection might vary depending on the property size and the inspector’s fee, it averages between $100 and $ 200.

Chimney Inspection

Crack-in-Cap on Chimney

Besides making the house look architecturally and aesthetically appealing, the chimney adds a sense of warmth, safety, and comfort to your home. It is, therefore, important that you inspect it to ensure it is working efficiently. The inspector will examine it to ascertain whether its joints, liners, flues, interior walls and connectors, have any defects such as cracks, which might inhibit the chimney’s effectiveness in discharging smoke. A chimney inspection costs approximately $ 75, and depending on the review findings; the inspector might recommend chimney restoration or maintenance services.

Foundation, Lot Size, and Boundaries Inspection

It is not surprising for a house to have a faulty and problematic foundation or lot size and boundary issues. Since such a property can cause legal and safety concerns, it is prudent to get an inspection report on these three elements. It will help to determine whether the house has any foundation issues, is sliding, sinking, or in the right location.

Radon Test and Harmful substances Inspections

No matter how attractive the property seems to be, you must obtain Radon Test and Harmful Substances inspection reports. You need to get these tested especially if the home is in New Jersey, Pennsylvania, New York, or areas renown for radon prevalence. Radon, a naturally occurring radioactive gas is carcinogenic. Besides testing for radon, the inspector should probe the property for any presence of methane gas, Asbestos, Formaldehyde, and mold, all of which can lead to serious health issues. In fact, when inspecting the property, bearing in mind how grave the matter is, you must make sure the inspector has the right certification to perform the assessment.

Water Inspections

If the home you are interested in gets its water supply from a well, you need to test the quality of the water, its water table depth, and sanitation level. Some of the things you should also check for include; water portability, hardness, and pathogens like E. coli, Volatile Organic Compounds, and heavy metals like arsenic, cadmium, and lead. Here too, you should only use a state-certified laboratory, preferably those listed on the EPA’s (Environmental Protection Agency) website.

Inspect the plumbing, septic, and sewer system

Even though you might have checked the plumbing during the general inspection you should find out from the plumber whether you need to replace the pipes, more so, if they are the galvanized type. These kinds tend to clog from time to time, meaning you might need to carry out frequenting plumbing maintenance. Similarly, get a sewer inspection to determine whether you home is connected to a sewer system or a septic tank.

Conclusion

When buying a house you should be adamant about getting your independent inspection reports, even if the property owner insists that he or she already has done the inspection. Even though it will cost you more, it might just save you a fortune in property repairs and maintenance costs in the long run.

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Wasaga Beach Home Inspector

The  Wasaga Beach Home Inspector

Roger Frost is a  Professional Certified Home Inspector who has over 20 years of residential inspection experience.  As a Certified Building Code Official Roger uses his knowledge of the Ontario Building Code  to assess your new home from roof to foundation.  He can also identify safety issues and will give a detailed report describing the current condition of the property at the time of the Home Inspection.
Roger will guide you step-by-step through any deficiencies found.  At the end of the inspection you will get a complete review of the inspection findings and will also be supplied with a computerized report

Certified Home Inspector for Wasaga Beach 

I encourage you to attend the Home Inspection or at least the final portion of the Home Inspection. This allows both of us to view any deficiencies and discuss appropriate actions to be taken to correct any items of concern.  Roger Frost personally guarantees that your Home Inspection will provide you with an objective, unbiased and detailed report based on the condition of the home at the time of inspection. The Home Inspection report will help you make a final purchase decision.  All  Home Inspections come with a 100% Money Back Guarantee.

A Home Inspection is the best way to protect yourself when buying a new home. Roger will evaluate and provide you with a report on the exterior and interior components of the home.  When inspecting your new property we use a lot of equipment and tools to ensure you will receive the best available home inspection.

List of Some of the Equipment Used for Home Inspection

Thermal Imaging Camera for infrared scanning of your entire home.Wasaga Beach Home Inspector

Moisture meter capable of detecting moisture in walls and ceilings.

3 ladders – 24 foot, articulating ladder, step ladder and telescoping ladder

Polarity electrical tester,  electrical load tester, camera, flash lights, drills, wrenches, screwdrivers, pry bars, shovels and humidity tester.

When choosing your home inspector in Wasaga Beach contact Roger Frost to receive an inspection by a Certified Master Inspector and who is also a Certified Building Code Official

Wasaga Beach is a town located on the shores of Georgian Bay in Simcoe County, Ontario, Canada. Wasaga is situated along the longest freshwater beach in the world, it is a popular summer tourist destination, located along the southern end of Georgian Bay, approximately two hours north of Toronto, and neighbors, to the west, the town of Collingwood. Wasaga Beach is situated along 14 kilometers (8.7 mi) of sandy beach on Nottawasaga Bay and the winding Nottawasaga River.

Because Wasaga Beach has homes that are built along Georgian Bay and also the Nottawasaga River,  local expertise is a very valuable asset for your home inspector.   As a long time inspector and former resident of Wasaga Beach Roger Frost can protect your financial investment when purchasing a property.

Free Thermal Imaging with Infrared Camera  Free thermal imaging

Free Thermal Imaging is also included with every home inspection.  Infrared scanning can find hidden moisture, areas of heat loss, missing insulation and over heating electrical fixtures or cables.

Money Back Guarantee –  Roger Frost  offers a 100% Money Back Guarantee which is cheerfully refunded if you are not happy with your Home inspection for any reason.  This guarantee is good for 30 days after you take possession of your home.

Call Roger today,  The Wasaga Beach Home Inspector today for your next purchase.  Cell Phone   705-795-8255

The Wasaga Beach Home Inspector  proudly serves clients in the Georgian Triangle area offering our exclusive home inspection services,infrared (IR) thermal imaging and mold & indoor air quality testing services to provide you with one of the most comprehensive, fully customize-able home inspection packages available on the market!

Call Roger at 705-795-8255  Or send Roger an email 

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WETT Inspections in Barrie & Simcoe County

WETT Inspections in Barrie

We provide same day service to clients in Barrie and Area

If you require a Certified WETT Inspection of your Woodstove, Fireplace or Pellet stove
Call the Barrie WETT Inspector.

What is WETT ?   Wood Energy Technology Transfer is a Non-Profit education and training association dedicated to training individuals to perform a Certified Inspection of your Wood Burning appliance.

How Long is Wett Certified Inspection good for?   WETT Inc. has no time limits on the validity of your WETT Inspection report.  Your Home Insurance Company is the deciding factor and each company is different.   Some Insurance Companies will require a new WETT Certified Inspection when a home is purchased.  Many people are requested to obtain a new WETT inspection when changing Insurance Companies.   Check with your Insurance Company prior to changing to ensure your saving enough money to justify the cost of a WETT Inspection.

Some of the Items Checked during WETT Inspection

WETT Certified Inspections 

 

 

 

 

 

 

 

 

 

 

 

 

Smoke Chamber – checked for cleanliness and any openings or cracks.

Damper – checked for proper operation

Firebox – all seals and material are inspected for openings or damage

Hearth & Floor Protection –  Inspected and measured to ensure compliance

Flue Pipes & Venting – Correct installation and clearances verified

Clearances to Combustibles –  All required clearances are verified

Chimney Construction – All surfaces and supports are inspected

Rain caps – recommended for all clay flue chimney installations

Chimney Cap and Liner –  Inspected for cracks or missing mortar

Ensure your families “Peace of Mind” by having your “Wood Burning Appliance” inspected by a WETT Certified Inspector.

If you are purchasing a new home that has a Wood Burning Appliance you can take advantage of the Barrie Home Inspector’s discount of $150.00 when included as part of Home Inspection package.

That’s right!  Your WETT inspection is only $100.00 per appliance with Home Inspection package. Regular WETT Inspection fee is $250.00.

Visit the Barrie WETT Inspection website for useful information about installation or clearances required.

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Residential Wiring Risks

Residential Wiring Risks

Since the introduction of electricity in homes, circa. 1910, various electrical wiring methods have been used. The main types can be  grouped into five separate categories. All wiring types if installed and maintained correctly can be safe and conforming to electrical standards. However, if not installed or maintained correctly, each has potential risks.

1910–1950: “Knob and tube”

Knob and tube (K&T) wiring was installed in virtually all houses from 1920 to 1950.  It incorporated single conductors run along the sides of the wooden framing. The conductors were supported by ceramic knobs and insulated from contact with wooden joists by ceramic tubes. Electrical splices (wire to wire connections) were done in free air, soldered and covered with insulating tape. The conductors were covered in flame-retardant cloth impregnated with rubber. The conductor quality was excellent, consisting of heavy gauge copper wire with a minimal number of soldered connections enroute to receptacles and lights. However there was no ground conductor. Thus the receptacles of knob-and-tube circuits were not grounded.

Risk in modern homes:

The safety concerns of knob-and-tube wiring are due to alterations or modifications of the original wiring.

  • UNGROUNDED RECEPTACLES: Original 2-prong ungrounded receptacles have often been exchanged for modern 3-prong receptacles, giving false impression of ground protection.
  • POOR CONNECTIONS: To meet the house electrical requirements, circuits are often found tapped to the knob-and-tube, likely done by the homeowner or persons not qualified as residential electricians. These add-on circuits can be most dangerous, resulting in hot-spots at the added connections.
  • INSULATION BREAKDOWN: If there has been “overfusing” (overrated fuses or breakers installed on the circuits) there can be insulation breakdown, as overfusing combined with overloading the circuits significantly raises the temperature of the conductors beyond their designed temperature limits, resulting in a fire hazard.

Inspection procedure:

An ESA inspection or a Master Electrician will check all of these above concerns to determine if the wiring is acceptable. Receptacles are inspected to assure that they are the correct type. The quality of the connections is determined by “voltage-drop testing” (an accurate method to determine if there are any poor connections enroute to the receptacles). The panels are checked for any signs of overfusing and the insulation is checked. If any of the above are found to be deficient, the knob-and-tube circuit is not acceptable and repairs are identified.

1950–1962: Ungrounded twin-conductor cable, NMD 1

Twin-conductor cable replaced knob-and tube in early 1950s due to ease of installation. Contained two insulated conductors wrapped in paper and black tar-based cloth casing. Originally contained no ground wire (NMD1), thus the receptacles were not grounded. The insulation temperature rating of this cable was 60°C. Grounded receptacles were not required until 1962.

Risk in modern homes:

As with knob-&-tube circuits, original 2-prong ungrounded receptacles have often been exchanged for modern 3-prong receptacles, giving false impression of ground protection. This is an easy check and an easy repair. Ground-fault circuit interruption (GFCI) receptacles or breakers can be installed, providing 3-prong receptacles with ground protection. Most insurance companies will not insure a home with Knob and Tube wiring.

1962–1984: Grounded twin-conductor cable, NMD 3 & 6

Ground conductors were required in residential cables in 1962. NMD 3 was introduced containing a ground conductor. Homes were now wired with modern, 3-prong outlets. As with NMD1, NMD3 had an insulation temperature rating of 60°C. Later NMD6 was introduced with an increased temperature rating of 75°C.

Risk in modern homes:

Many modern fixtures generate considerable heat inside the enclosure, particularly recessed lighting fixtures (pot light). A number of fires have been reported in these fixtures as a result of cables with low temperature rating. Since 1984 the electrical code requires that all ceiling fixtures be wired with a cable rated at 90°C. Cables rated at 60°C and 75°C are not suitable for modern fixtures. The house should be checked to confirm that these older cables are not used for modern lighting.

1965–1974: Aluminum branch circuit wiring.

Installed in the vast majority of homes during this period. Provided an inexpensive solution to escalated price of copper at that time.

Risk in Aluminum Wiring Connections:

Loose connections where aluminum meets copper have shown to develop over time. This results in very hazardous conditions, which often lead to fire. US Consumer Product Safety Commission reports that aluminum-wired homes are 55 times more likely to have one or more connections reach “Fire Hazard Conditions” than homes wired with copper only. The concern is not the cable, but the aluminum-copper connections.  Many insurance companies will not insure homes with ESA.  Some may require an ESA inspection prior to insuring property.

Inspection procedure:

The Electrical Safety Authority has received an increasing number of questions about the safety of aluminum wiring. In particular, purchasers or owners of homes built from the mid 1960’s until the late 1970’s with aluminum wiring are finding that many insurers will not provide or renew insurance coverage on such properties unless the wiring is inspected and repaired or replaced as necessary and this work is inspected by ESA and a copy of the certificate of inspection is provided to the insurer. In some cases the insurer may require replacement of the aluminum wiring with copper wiring. Check with your insurance company for their requirements.

1984–Present: Modern NMD90 cable

The primary cable used today for the wiring of homes is NMD90 (formerly NMD7). Modern NMD90 cable contains two conductors and a ground enclosed in a PVC jacket. It is an excellent all-round indoor cable suitable for modern lighting. It has an insulation temperature rating of 90°C.

Risk in using Wrong Types of Cables:

The cable is designed for home wiring in dry locations only. Not designed for outdoor, underground or wet locations. The home should be checked to confirm that it has not been installed in incorrect locations.

There are always Consumer Alerts for various products, fixtures or failures of items.  Read our Consumer Alerts Page

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Aluminum Wiring in your Home

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Wood Repair for your Home

Wood repair for your home – Windows, Doors and Cladding

If you have exposed wood on your house, eventually you will probably experience some degree of wood rot.  Wood only needs warmth and moisture to begin turning into a deteriorated mess.  As a home owner you should check any horizontal areas which may collect water with an awl or metal probe.

Even a well-maintained home can develop problems with rot. Rot is caused by wood absorbing water, and there are a wide variety of causes, such as poor circulation, poor drainage or improper sealing.  If you have rotted wood, be aware that it has to be repaired or replaced to prevent water, air and/or bug infiltration into your home. Wood trim in Ontario should be cleaned, caulked and re-painted every four to eight years depending on its condition.  If the wood is not painted regularly, the paint will fail and the wood will not have any barrier to the elements and will soak up water. If it’s not regularly painted, then you can “pay me now or pay me a lot more later.”

There are many methods of repairing rotted wood surfaces.  The number one priority is to remove all rotted wood with a sharp tool ensuring no soft wood is remaining.  Failing to remove rotted wood can lead to rot continuing to damage remaining wood under repair.

There are many products available to repair rotted wood on the exterior of your home..  Some of the more popular methods are covered below:

One common repair method is using a polyester filler which can be shaped and moulded to fill removed areas of rotted wood.  Sanding can match existing  profiles and paint will make repair look like new.

Epoxy fillers are a structural adhesive putty and wood replacement compounds. They are a high-strength no-shrink adhesive paste to fill, repair and replace wood and other materials in structures, walls, floors, furniture, sculptures. They are unaffected by water and insects.  . Epoxies must be mixed with their catalyst to become chemically active, so you have a limited amount of time to work with epoxy before it begins to harden. Heat makes epoxy cure faster, so you should take the weather into account when making repairs.

Wood Trim Repair

Interior surfaces made from wood need to be kept clean at all times to prevent damage. Fixing problems such as dings, cracks, and scratches on wood trim can be a simple task. If part of the surfaces seems to be seriously damaged, you may want to consider replacing the trim rather than repair. Otherwise, you can hide or cover up gouges and minor scratches with the right materials. But first, you have to clean the surface to get rid of the grime and grease.

You can repair wood surfaces with epoxy filler or wood putty, depending on the extent of the damage. Use epoxy filler if the damage is extensive. For cracks and dents in your trim molding, you can use wood putty. Soft wood putty is perfect for filling holes left by screws and nails, and it’s easy to apply. All you have to do is fill the putty into the damaged area and wipe off with your finger. You don’t even have to sand it.

Clean the area to be repaired to remove any grease and dirt. Use masking tape to protect your walls. Using fine grit sand paper, sand off any raised edges or splinters. Next, apply wood filler over the damaged area. If using wood putty, it will shrink as it dries and any excess can be sanded off after it dries. Allow it to dry completely overnight. If using epoxy, be as precise as possible and be careful not to use too much as it will not shrink and is more difficult to sand. After it has dried, sand it smooth and clean off the dust. If you are painting it, apply primer first, then paint.

How Long will your Home Last?

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When buying an older home with exposed wood trim protect yourself and your investment by having your property inspected by Barrie Home Inspections

Bremont Homes – Tarion Warranty

Bremont Homes Defies Tarion Home Warranty Program

Bremont Homes are currently building new homes in Innisfil – called the Forest Edge in Innisfil.  This September I was contacted by a new home buyer to accompany him for his Pre-Delivery Inspection.  You can imagine my surprise when I pulled up to the building site in Innisfil and the Bremont Homes representative, who was standing outside the home,  smiled and “wagged his finger at me”  indicating I would not be allowed to do the inspection.  This was confirmed by my client, who had been inside the home when I arrived.  He told me that the Bremont Customer Service person he had been dealing with could not make the appointment and the “Bremont Representative” would  not allow him to have a “home Inspector” present for his PDI inspection.

The Tarion website is very specific about allowing “home inspector’s” to attend the PDI inspection.   This is a direct quote from their website, “The minimum customer service standard allows a purchaser to attend the PDI with a designate or appoint a designate to attend the PDI in his/her place.  There is no restriction as to who the designate may be, so a professional home inspector or any other person is permitted to attend the PDI either with the purchaser or in their place as a designate”    You can visit website here.

In this day and age it boggles the mind that any company who has any consideration for their customers would prevent them from enjoying their rights under the Tarion warranty program.  Doing a quick search about Bremont Homes on the internet resulted in an article about problems with zoning,draft plans and “mistakes” in tree cutting.  You can read article here.

If you are thinking of buying a new home,  you might consider the consideration this particular builder has shown his client when denying his entitlement to have a “professional home inspector” present for the Pre-deliver Inspection.  I did another PDI inspection a week previous in Innisfil and found two very surprising items, considering it was a brand new home.  One was the electrical panel had been installed too high and the second was the sump pump did not have a air barrier as required.  There were many more items noted, but how many home owners would be aware of these deficiencies?

This particular client is hiring me to inspect his home as soon as he gets possession, and if I can obtain his permission, I will update this article with a list of deficiencies so you can understand the importance of having a professional to look after your interests when buying a new home.

Always Remember:  Caveat Emptor –  Buyer Beware

There are many groups who are petitioning the Ontario Government to have Tarion held accountable to the Ontario Ombudsman.  Hopefully this will eventually happen which would be a “big win” for new home buyers.   Read one site dedicated to providing information on “Home Construction”>

When purchasing a new home and booking a Tarion Pre-Delivery Inspection – protect yourself and your investment by call the Barrie Home Inspection Service.

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